For low-income families, having a job with insurance benefits is extremely important. But it's also extremely expensive.
According to an annual report covered by the LA Times, the cost of employer-sponsored health insurance continues to surpass inflation and wages. And workers are bearing the brunt of it.
If you can believe it, the share of insurance premiums paid by the average U.S. worker has DOUBLED since 2000. Doubled! Furthermore, according to the LA Times, "the average total cost of healthcare premiums for a family of four, including the share paid by employers, now exceeds the amount a minimum wage worker earns in a year."
Think there's nothing you can do to combat the national insurance crisis? Think again. You CAN help. You've just got to think smaller. One $10 donation to Modest Needs could cover a cancer patient's co-payment. A $100 donation might be just the boost a single mother needs to keep making her premium payments.
Insurance costs might be on the rise, but so is the number of people you've been able to help at Modest Needs. And every individual counts.

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