You can’t do what we do here at Modest Needs, listening to people talk (and sob and shout) about the catalysts of their financial misfortune -– illness, unemployment, disability, deaths in the family, etc. –- without wondering about the ways of lady luck. Why does bad luck plague some people and not others? For the most part, I have to say that Modest Needs applicants are a genuinely good-hearted bunch. They're hardworking. They loathe having to ask for help. And they’re not thinking about luck; they’re not thinking about anything beyond how to put food on the table. The universe, in the meantime, just won’t give them a break.
So in case you'd like to be someone's good-luck charm for this St. Patrick's Day, I think I have one particular gentleman who could really use your help. In August, he got laid off from his job. Weeks afterward, he was diagnosed with colorectal cancer. Then, all of a sudden, his car broke down. He describes his life now as “going back and forth to hospitals and doctors, trying to save my life while at the same time trying to not go completely under financially while I am unemployed.”
Talk about bad luck.
But the good news? For $930, we can pay this man's rent today. And in his eyes, that's a full-fledged, gleaming pot of gold.