The Application of the Day comes from a man who is a double amputee who needs help repairing his bathroom. His wheelchair makes getting around in the small restroom difficult, and the floors are rotting, and he fears falling through.
The grant will mean maintaining his dignity and being more independent.
The Application of the Day comes from a man who was blindsided when he wife left him earlier in the year. She also left him with all the bills.
He says, "Integrity has always been a good trait that I have strived to achieve in both my personal and professional life...Asking for help is something that is very hard for me to do, my pride is something that I have always cherished, but I have no where else to turn."
He is behind on rent, and asking for a bridge to take him through until he is paid for his new job.
Modest Needs Foundation's primary goal is helping normally self-sufficient individuals with one-time financial emergencies. This means that many of our applicants are part of hard-working, but low-income families.
When income is tight, frugality can be a real blessing. Tracking your money, saving items to be used later, scavenging and preserving are necessary measures to keep heads above water.
And perhaps no one does frugal like Tightwad Gazette author Amy Dacyzyn:
She obviously has some creative ideas and crafty ways of saving money, but I wonder how far you go to pinch a penny. What is it worth to you in terms of time?
For folks like Dacyzyn, frugality is a game. It's a thrill. It's a passion, and nothing is better than people with a passion. But are the steps she mentions in the video above realistic for your average individual? Even one on a very tight budget?
I'd love to hear your thoughts on frugality, unusual or creative ways that you save money and whether or not it is something you enjoy or something that you feel you must do.
The Applicant of the Day is a single mother with an infant...and a cracked tooth. Her work for Social Services is rewarding, but the pay is not great, and with shorter hours at work after the birth--and no dental insurance--she has found herself being forced to have the tooth removed.
She is asking help with funds to get a crown instead.
People often say, "Do what you love, and you will be happy."
But does that only apply to career? Must you do what you love to make a living in order to be content and fulfilled?
It certainly doesn't hurt.
I always wanted to be a writer. Then, after a little patience and a lot of luck, I got a job writing full time for a local news station. And I had no editor. I could write about whatever I wanted, so long as it fit within the theme of the site. It was a dream come true.
But, I had to write five days a week, for eight hours every day. That's...a lot of writing. And, so after a few months on the job I rarely wrote for fun anymore. My diary became neglected, as did my personal blog. I stopped writing freelance articles, and I put screenplay ideas and book sketches on the shelf, never to be touched again.
Sure, I was getting paid to do what I loved. But how soon would it be before I stopped loving what I was doing?
Most people I know who would say they have their dream job went and created it. So, unless you're willing to be an entrepreneur or a creator of some sort, you're going to be looking a very long time until you finally find it.
The other problem with your dream job is that its search may be happening at the expense of your dream life. No one talks about living the dream life. They just talk about working a dream job. What a narrow focus.
I say stop searching for your dream job. Find something you can stomach and then start making a list and dreaming about your life. What are your life's goals? You want to get married? Visit Africa? Adopt a kid? Run a marathon? Write a book? Make great beer in your kitchen? Your dream job has nothing to do with these.
Sometimes the search for a dream job is just an unconcious way to put off living your dream life.
I could have done anything as a career, and still been a writer. In fact, by no longer writing so much in my day job as I once did, my enthusiasm for writing has been sparked once again. There is no book on the horizon, but baby steps are being made toward writing again for pure pleasure.
The Applicant of the Day is a disabled diabetic who has had recent health troubles that have prevented work, and lead to the gas being turned off in the home. Two years later, and the gas is still not back on.
This applicant is asking for 442 points to get the gas in the home reactivated...just in time for winter.