For many Americans a single health calamity is all it takes to spell disaster. Medical bills frequently add up to sums higher than rent, utility and gas bills combined. Such is the case for today's Application of the Day, which comes from a hardworking chef in Austin, Texas. An uninsured worker, she was forced to cover the complete cost of necessary surgery after breaking her leg, depleting her bank account until she could barely make rent. She's paid her own way through the medical bills, rent and household necessities, but now needs help covering her car payment for the month. Without help, she could find herself without transportation and out of a job.
She's worked hard to stay afloat alone--now she needs a little extra help getting over this hump. Read on to hear her story in her own words, and for a link to help her get caught up and back to work:
"I am a 43-year-old, single professional chef. I recently broke my leg and had to have surgery. I am uninsured, so I had to pay for the surgery upfront out of pocket. The surgery drained my savings and all my money for rent and bills.
I need Modest Needs' help making my car payment this month. I did not expect to have to pay for all my medical expenses up front and did not have enough savings to cover it all. I barely made rent this month. Now there is nothing left over for my other bills.
I am trying to keep a positive attitude but it is really hard when you are worried about bills, especially when you are trying to recover from a serious injury. I am already having problems getting around due to the surgery. If I lose my car I'll have no way to get to and from doctor appointments, my job or even the store for groceries. My livelihood is at stake.
I am currently working hard to make ends meet without help. I run a catering company but have been temporarily sidelined by this injury. While I heal, I have been taking on freelance web design clients in order to supplement my income. I also sold my TV and Blue Ray player to make last months rent. If I can hold on just a bit longer, I will be back to work full-time and am sure everything will be ok.
If I could get help now, I will have what I need to make it through recovering from my surgery and to not fall into a hole that I will not be able to crawl out of. It would mean the world to me to not have my life ripped from under me. I have been through a lot lately and when you are all alone it feels like there is no one who cares. I realize that there are others with worse problems than mine and I am generally a strong person, which is why it kills me to have to ask for help. I am asking anyway, only because I truly need it. Thank you in advance to anyone who can help."